{"id":96698,"date":"2015-05-28T16:50:29","date_gmt":"2015-05-28T14:50:29","guid":{"rendered":"https:\/\/www.oeh.ac.at\/oeh-insurance\/"},"modified":"2023-06-13T17:11:55","modified_gmt":"2023-06-13T17:11:55","slug":"oeh-insurance","status":"publish","type":"page","link":"https:\/\/www.oeh.ac.at\/en\/service\/oeh-insurance\/","title":{"rendered":"\u00d6H Insurance"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-page\" data-elementor-id=\"96698\" class=\"elementor elementor-96698 elementor-6302\" data-elementor-post-type=\"page\">\n\t\t\t\t<div class=\"elementor-element elementor-element-206c5aa e-flex e-con-boxed e-con e-parent\" data-id=\"206c5aa\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-6ad673a elementor-widget elementor-widget-image\" data-id=\"6ad673a\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img fetchpriority=\"high\" decoding=\"async\" width=\"1260\" height=\"300\" src=\"https:\/\/www.oeh.ac.at\/wp-content\/uploads\/2023\/04\/website_banner_versicherung_neu.jpg\" class=\"attachment-full size-full wp-image-66910\" alt=\"\" srcset=\"https:\/\/www.oeh.ac.at\/wp-content\/uploads\/2023\/04\/website_banner_versicherung_neu.jpg 1260w, https:\/\/www.oeh.ac.at\/wp-content\/uploads\/2023\/04\/website_banner_versicherung_neu-600x143.jpg 600w, https:\/\/www.oeh.ac.at\/wp-content\/uploads\/2023\/04\/website_banner_versicherung_neu-300x71.jpg 300w, https:\/\/www.oeh.ac.at\/wp-content\/uploads\/2023\/04\/website_banner_versicherung_neu-1024x244.jpg 1024w, https:\/\/www.oeh.ac.at\/wp-content\/uploads\/2023\/04\/website_banner_versicherung_neu-768x183.jpg 768w\" sizes=\"(max-width: 1260px) 100vw, 1260px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-4938f5e elementor-widget elementor-widget-text-editor\" data-id=\"4938f5e\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Knocked over an expensive measuring device in the university lab? Walked into a glass door at the College of Education? Accidentally destroyed a computer at the technical college? Broke a leg at the USI ski course?&nbsp;<\/p>\n<p><strong>Everything is half as bad, at least from a financial point of view. For only 70 cents, all members of the \u00d6sterreichische Hochsch\u00fcler_innenschaft (\u00d6H) enjoy comprehensive accident and liability insurance with Generali Versicherungs AG, which covers (almost) all eventualities.<\/strong><\/p>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-2990ead3 e-flex e-con-boxed e-con e-parent\" data-id=\"2990ead3\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-62e34d62 e-con-full e-flex e-con e-parent\" data-id=\"62e34d62\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-3f954975 elementor-widget elementor-widget-heading\" data-id=\"3f954975\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">The facts at a glance<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-8ab78cf elementor-align-left elementor-widget-laptop__width-initial elementor-icon-list--layout-traditional elementor-list-item-link-full_width elementor-widget elementor-widget-icon-list\" data-id=\"8ab78cf\" data-element_type=\"widget\" data-widget_type=\"icon-list.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<ul class=\"elementor-icon-list-items\">\n\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-circle\" viewBox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"><\/path><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">As a member of the \u00d6H, you are automatically covered by accident and liability insurance through the \u00d6H.<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-circle\" viewBox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"><\/path><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">70 cents of the \u00d6H-fee per person and semester are used for this purpose<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-circle\" viewBox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"><\/path><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">No deductible<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-circle\" viewBox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"><\/path><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Policy numbers: Accident insurance: 000 1809 6819; Liability insurance: 000 1810 4297<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-circle\" viewBox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"><\/path><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Max. Sums insured: Liability insurance: 1 million euros for property damage and personal injury to third parties; accident insurance: 7,500 euros for accident costs, max. 50,000 euros for permanent disability, 15,000 euros for accidental death<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-circle\" viewBox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"><\/path><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Reimbursement of half of tuition fees for more than 3 weeks of continuous hospitalization due to an accident<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-circle\" viewBox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"><\/path><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">The \u00d6H can issue you a confirmation of insurance coverage<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-circle\" viewBox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"><\/path><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Claims reports with the completed claim form directly to oeh-versicherung.at@generali.com<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-circle\" viewBox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"><\/path><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">You can find the insurance contract below!<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t<\/ul>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-e6bae41 elementor-widget elementor-widget-text-editor\" data-id=\"e6bae41\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><strong>Important info:<\/strong> Dear students! Please note that the \u00d6H-Versicherung is not a health insurance and therefore does not replace it under any circumstances! Especially for stays abroad of limited duration (e.g. for a semester abroad), we therefore strongly recommend taking out your own (private) health insurance for abroad, incl. insurance cover. Return transport to Austria. Below you will find a link to calculate and purchase an international health insurance especially for students from our partner Generali.<\/p>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-f97d285 e-flex e-con-boxed e-con e-parent\" data-id=\"f97d285\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-89ac927 e-con-full e-flex e-con e-parent\" data-id=\"89ac927\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-ca63797 elementor-widget elementor-widget-heading\" data-id=\"ca63797\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Information hotline and e-mail addresses of Generali for claims reports, insurance confirmations and general questions about \u00d6H insurance.<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-c250e50 elementor-align-left elementor-widget-laptop__width-initial elementor-icon-list--layout-traditional elementor-list-item-link-full_width elementor-widget elementor-widget-icon-list\" data-id=\"c250e50\" data-element_type=\"widget\" data-widget_type=\"icon-list.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<ul class=\"elementor-icon-list-items\">\n\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-circle\" viewBox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"><\/path><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Generali information hotline: 0800\/20 444 00 (from Austria) and +43\/1\/20 444 00 (from abroad)<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-circle\" viewBox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"><\/path><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Send claims reports with the completed claim form (see below) and relevant documents to: oeh-versicherung.at@generali.com<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-circle\" viewBox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"><\/path><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Confirmations of insurance are issued by (enclose confirmation of enrollment!): studierendenversicherung@oeh.ac.at<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-circle\" viewBox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"><\/path><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">General questions about insurance to: \u00d6H-Wirtschaftsreferat wiref@oeh.ac.at<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t<\/ul>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-f2d887f elementor-widget elementor-widget-text-editor\" data-id=\"f2d887f\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<h2>Am I insured?<\/h2>\n<p>As a member of the \u00d6H, you are covered by accident and liability insurance for the entire semester by paying your \u00d6H fee. However, if you have not paid in during a semester for any reason, you are only covered until the end of the grace period for the following semester (for the winter semester: March 31, for the summer semester: October 31). As a rule of thumb, you are covered as long as your student ID is still valid.<\/p>\n<p><strong>Important note<\/strong>: The \u00d6H is the policyholder, i.e. the contractual partner of Generali Versicherungs AG (also called the insurer), but you are the insured person!<\/p>\n<p>Therefore, you must also take care of any insurance coverage yourself. The \u00d6H takes care of the smoothest possible handling of your case in the background and is available as a mediator for problems and complaints. However, you must file the claim yourself.<\/p>\n<p><strong>Subsidiary validity:<\/strong> The \u00d6H insurance only applies if you do not have your own private accident and\/or liability insurance or if you already have confirmation from your private insurance that they will not cover your case = will not pay. Only then will Generali check whether your case is covered by \u00d6H insurance or not. Therefore, you must also indicate the policy number of any other existing private accident and\/or liability insurance policies on the form under &#8220;Insurance exists with&#8221; when reporting the claim. Note: In Austria, liability insurance is included in the household insurance by default; also note that you might still be insured by your parents in their household insurance (often the case until the age of 27).<\/p>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-773cd17 e-flex e-con-boxed e-con e-parent\" data-id=\"773cd17\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-1e2521d e-con-full e-flex e-con e-parent\" data-id=\"1e2521d\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-348806b elementor-widget elementor-widget-heading\" data-id=\"348806b\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Insurance confirmations<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-562ecf7 elementor-widget elementor-widget-text-editor\" data-id=\"562ecf7\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>For semesters abroad, clinical internships or excursions, you often need confirmation of valid accident or liability insurance. \u00d6H can issue this confirmation to you (electronically only) in German and English on behalf of Generali Versicherungs AG. Send us an e-mail (subject: confirmation) with your enrollment confirmation to studierendenversicherung@oeh.ac.at and add the following data.<\/p>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-dd5173e elementor-align-left elementor-widget-laptop__width-initial elementor-icon-list--layout-traditional elementor-list-item-link-full_width elementor-widget elementor-widget-icon-list\" data-id=\"dd5173e\" data-element_type=\"widget\" data-widget_type=\"icon-list.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<ul class=\"elementor-icon-list-items\">\n\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-circle\" viewBox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"><\/path><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">First and last name<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-circle\" viewBox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"><\/path><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Current home address<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-circle\" viewBox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"><\/path><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Matriculation number or personal identification number (FH)<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-circle\" viewBox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"><\/path><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Confirmation of enrollment<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t<\/ul>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-499e9d8 elementor-widget elementor-widget-text-editor\" data-id=\"499e9d8\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<h5><span style=\"color: var( --e-global-color-primary ); font-style: var( --e-global-typography-text-font-style ); letter-spacing: var( --e-global-typography-text-letter-spacing ); text-transform: var( --e-global-typography-text-text-transform );\">Is my damage covered by insurance?<\/span><\/h5>\n<h5><span style=\"color: var( --e-global-color-primary ); font-family: var( --e-global-typography-text-font-family ), Sans-serif; font-size: var( --e-global-typography-text-font-size ); font-style: var( --e-global-typography-text-font-style ); font-weight: var( --e-global-typography-text-font-weight ); letter-spacing: var( --e-global-typography-text-letter-spacing ); text-transform: var( --e-global-typography-text-text-transform );\">In principle, all accidents and damages that may occur during the course of studies are covered. From a spatial point of view, this mainly concerns universities, PHs, FHs, PUs and student houses of the \u00d6H or student dormitories according to the Student Dormitory Act. Accidents and damage occurring in the course of events directly related to studies, such as excursions, trips, USI courses, \u00d6H events or internships or clinical placements are covered by the insurance. Voluntary clinical rotations are also included. In addition, the routes to and from the buildings, sites and activities mentioned are also included. The journey from the places just mentioned to the nearest supermarket is also insured, as long as it is to satisfy a need of daily life, such as buying a snack. By the way, the insurance coverage also applies to semesters abroad and extends to almost the entire world. Below you will also find the insurance policy to read through.<\/span><\/h5>\n<p><strong>Important info<\/strong>: : There is NO insurance coverage for liability claims in the USA, Australia and Canada.<\/p>\n<h5><span style=\"color: var( --e-global-color-primary ); font-style: var( --e-global-typography-text-font-style ); letter-spacing: var( --e-global-typography-text-letter-spacing ); text-transform: var( --e-global-typography-text-text-transform );\">The damage report<\/span><\/h5>\n<h5><span style=\"color: var( --e-global-color-primary ); font-family: var( --e-global-typography-text-font-family ), Sans-serif; font-size: var( --e-global-typography-text-font-size ); font-style: var( --e-global-typography-text-font-style ); font-weight: var( --e-global-typography-text-font-weight ); letter-spacing: var( --e-global-typography-text-letter-spacing ); text-transform: var( --e-global-typography-text-text-transform );\">If a damage occurs, the next step is to report the damage using the special damage form to&nbsp;<\/span><a style=\"font-family: var( --e-global-typography-text-font-family ), Sans-serif; font-size: var( --e-global-typography-text-font-size ); font-style: var( --e-global-typography-text-font-style ); font-weight: var( --e-global-typography-text-font-weight ); letter-spacing: var( --e-global-typography-text-letter-spacing ); text-transform: var( --e-global-typography-text-text-transform ); background-color: #ffffff;\" href=\"mailto:oeh-versicherung.at@generali.com\">oeh-versicherung.at@generali.com<\/a><span style=\"color: var( --e-global-color-primary ); font-family: var( --e-global-typography-text-font-family ), Sans-serif; font-size: var( --e-global-typography-text-font-size ); font-style: var( --e-global-typography-text-font-style ); font-weight: var( --e-global-typography-text-font-weight ); letter-spacing: var( --e-global-typography-text-letter-spacing ); text-transform: var( --e-global-typography-text-text-transform );\">. It is best to include all available documents, evidence, police reports, etc. at this point &#8211; this will facilitate and shorten the settlement process. You must send a current confirmation of enrollment in any case. However, always keep a copy of the documents with you, otherwise you will not know later what you have already sent.<\/span><\/h5>\n<h5>Claims settlement<\/h5>\n<p>From the moment the claim is reported, the insurer takes over the case and informs you about the further steps. It is the insurer&#8217;s responsibility to either prove the absence of an insurable loss or to pay for the loss. With this special regulation (reversed burden of proof), the settlement should be facilitated for you. You must provide all documents and information requested by the insurer, which only you can obtain, in a timely manner (within four weeks, unless there is a special impediment) &#8211; otherwise this special right expires. For details, please refer to the contract terms and conditions.<\/p>\n<h5>Payment \/ Settlement<\/h5>\n<p>Once the case has been processed, either payment is made or the case is rejected. To ensure that only legitimate cases are rejected, \u00d6H has written a special clause into the insurance contract. This provides that you can contact the \u00d6H after a &#8211; in your opinion unjustified &#8211; rejection, so that they discuss your case again together with the project team of the insurer. If you want to get back to it, send an email to.&nbsp;<a href=\"mailto:wiref@oeh.ac.at\">wiref@oeh.ac.at.<\/a> Your data will of course be treated confidentially!<br>If you have a question about a completed or pending claim, simply contact the email address you received in the initial information or payment information.<\/p>\n<p><strong>Important info<\/strong>: Unfortunately, the \u00d6H insurance cannot cover all possible eventualities. For this reason, the \u00d6H is working with the insurer to develop insurance products specially tailored to the needs of students (e.g. musical instrument insurance or rotational doctor insurance). If there are any agreements about such additional packages, you will be able to read about it on our website soon.<\/p>\n<h5><span style=\"color: var( --e-global-color-primary ); font-style: var( --e-global-typography-text-font-style ); letter-spacing: var( --e-global-typography-text-letter-spacing ); text-transform: var( --e-global-typography-text-text-transform );\">Click here to go to the online conclusion<\/span><\/h5>\n<h5><strong style=\"color: var( --e-global-color-primary ); font-family: var( --e-global-typography-text-font-family ), Sans-serif; font-size: var( --e-global-typography-text-font-size ); font-style: var( --e-global-typography-text-font-style ); letter-spacing: var( --e-global-typography-text-letter-spacing ); text-transform: var( --e-global-typography-text-text-transform );\">You need a health insurance for your semester abroad?<\/strong><br><\/h5>\n<p>At Generali, you can calculate and take out your international health insurance online even shortly before you leave: Click&nbsp;<a href=\"https:\/\/www.generali.at\/privatkunden\/gesundheit\/gesundheitsvorsorge\/praemie-online-berechnen\/kurzfristige-auslandskrankenversicherung-fuer-studierende\/?utm_source=oeh&amp;utm_medium=verlinkung&amp;utm_campaign=at_2021_oeh_link_auslandskrankversicherung_studierende\">here<\/a>.<br>You can find all information about insurance coverage&nbsp;<a href=\"https:\/\/www.oeh.ac.at\/sites\/default\/files\/files\/pages\/leistungsbeschreibung_2rb_online.pdf\">here<\/a>.<\/p>\n<p><strong>You want to secure the contents of your home?<\/strong><br>You can also calculate and take out household\/personal liability insurance online with Generali. Click&nbsp;<a href=\"https:\/\/www.generali.at\/privatkunden\/haus-wohnen\/haushaltversicherung\/praemie-online-berechnen\/?utm_source=oeh&amp;utm_medium=verlinkung&amp;utm_campaign=at_2021_oeh_link_haushalltversicherung\">here<\/a>.<\/p>\n<h5>For other insurance products not related to \u00d6H-Versicherung, please contact Generali&#8217;s customer service.<\/h5><h5><span style=\"color: var( --e-global-color-primary ); font-family: var( --e-global-typography-text-font-family ), Sans-serif; font-size: var( --e-global-typography-text-font-size ); font-style: var( --e-global-typography-text-font-style ); font-weight: var( --e-global-typography-text-font-weight ); letter-spacing: var( --e-global-typography-text-letter-spacing ); text-transform: var( --e-global-typography-text-text-transform ); word-spacing: var( --e-global-typography-0b1bdf0-word-spacing );\">If you are interested in other insurance products, Generali&#8217;s customer service will be happy to provide you with the contact person for your university location.<\/span><br><\/h5>\n<p><strong>Vienna<\/strong><br>Address: Kratochwiljestra\u00dfe 4, 1220 Vienna<br>Contact: +43 1 51590 0 or&nbsp;<a href=\"mailto:office.wien.at@generali.com\">office.wien.at@generali.com<\/a><\/p>\n<p><strong>Lower Austria<\/strong><br>Address: Dr.-Karl-Renner-Promenade 37-41, 3100 St. P\u00f6lten<br>Contact +43 2742 315 0 or&nbsp;<a href=\"mailto:office.noe.at@generali.com\">office.noe.at@generali.com<\/a><\/p>\n<p><strong>Upper Austria<\/strong><br>Address: Adalbert-Stifter-Platz 2, 4020 Linz<br>Contact: +43 732 7636 0 or&nbsp;<a href=\"mailto:office.ooe.at@generali.com\">office.ooe.at@generali.com<\/a><\/p>\n<p><strong>Salzburg<\/strong><br>Address: Markus-Sittikus-Stra\u00dfe 12, 5020 Salzburg<br>Contact: +43 662 8680 0 or&nbsp;<a href=\"mailto:office.sbg.at@generali.com\">office.sbg.at@generali.com<\/a><\/p>\n<p><strong>Tyrol<\/strong><br>Address: Maria-Theresien-Strasse 51-53, 6020 Innsbruck<br>Contact: +43 512 5926 0 or&nbsp;<a href=\"mailto:office.tirol.at@generali.com\">office.tirol.at@generali.com<\/a><\/p>\n<p><strong>Vorarlberg<\/strong><br>Address: Quellenstra\u00dfe 1, 6900 Bregenz<br>Contact: +43 5574 4941 0 or&nbsp;<a href=\"mailto:office.vlbg.at@generali.com\">office.vlbg.at@generali.com<\/a><\/p>\n<p><strong>Burgenland<\/strong><br>Address: Esterhazystrasse 20-22, 7000 Eisenstadt<br>Contact: +43 2682 63146 0 or&nbsp;<a href=\"mailto:office.bgld.at@generali.com\">office.bgld.at@generali.com<\/a><\/p>\n<p><strong>Styria<\/strong><br>Address: Conrad-von-H\u00f6tzendorf-Strasse 8, 8010 Graz<br>Contact: +43 316 8056 0 or&nbsp;<a href=\"mailto:office.stmk.at@generali.com\">office.stmk.at@generali.com<\/a><\/p>\n<p><strong>Carinthia<\/strong><br>Address: Viktringer Ring 28, 9020 Klagenfurt<br>Contact: +43 463 5829 0 or&nbsp;<a href=\"mailto:office.ktn.at@generali.com\">office.ktn.at@generali.com<\/a><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-a982f34 elementor-widget elementor-widget-heading\" data-id=\"a982f34\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Download insurance documents<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-8b35258 elementor-align-left elementor-widget-laptop__width-initial elementor-widget__width-inherit elementor-icon-list--layout-traditional elementor-list-item-link-full_width elementor-widget elementor-widget-icon-list\" data-id=\"8b35258\" data-element_type=\"widget\" data-widget_type=\"icon-list.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<ul class=\"elementor-icon-list-items\">\n\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/www.oeh.ac.at\/wp-content\/uploads\/2015\/05\/versicherung_folder_feb_2015_ohne-ff0.pdf\" target=\"_blank\">\n\n\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-far-file-pdf\" viewBox=\"0 0 384 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M369.9 97.9L286 14C277 5 264.8-.1 252.1-.1H48C21.5 0 0 21.5 0 48v416c0 26.5 21.5 48 48 48h288c26.5 0 48-21.5 48-48V131.9c0-12.7-5.1-25-14.1-34zM332.1 128H256V51.9l76.1 76.1zM48 464V48h160v104c0 13.3 10.7 24 24 24h104v288H48zm250.2-143.7c-12.2-12-47-8.7-64.4-6.5-17.2-10.5-28.7-25-36.8-46.3 3.9-16.1 10.1-40.6 5.4-56-4.2-26.2-37.8-23.6-42.6-5.9-4.4 16.1-.4 38.5 7 67.1-10 23.9-24.9 56-35.4 74.4-20 10.3-47 26.2-51 46.2-3.3 15.8 26 55.2 76.1-31.2 22.4-7.4 46.8-16.5 68.4-20.1 18.9 10.2 41 17 55.8 17 25.5 0 28-28.2 17.5-38.7zm-198.1 77.8c5.1-13.7 24.5-29.5 30.4-35-19 30.3-30.4 35.7-30.4 35zm81.6-190.6c7.4 0 6.7 32.1 1.8 40.8-4.4-13.9-4.3-40.8-1.8-40.8zm-24.4 136.6c9.7-16.9 18-37 24.7-54.7 8.3 15.1 18.9 27.2 30.1 35.5-20.8 4.3-38.9 13.1-54.8 19.2zm131.6-5s-5 6-37.3-7.8c35.1-2.6 40.9 5.4 37.3 7.8z\"><\/path><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Download insurance_folder_feb_2015_without.pdf (294.88 KB)<\/span>\n\t\t\t\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/www.oeh.ac.at\/wp-content\/uploads\/2015\/05\/buendelversicherungsvertrag_oeh_generali_versicherung_ag_2014-7cc.pdf\" target=\"_blank\">\n\n\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-far-file-pdf\" viewBox=\"0 0 384 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M369.9 97.9L286 14C277 5 264.8-.1 252.1-.1H48C21.5 0 0 21.5 0 48v416c0 26.5 21.5 48 48 48h288c26.5 0 48-21.5 48-48V131.9c0-12.7-5.1-25-14.1-34zM332.1 128H256V51.9l76.1 76.1zM48 464V48h160v104c0 13.3 10.7 24 24 24h104v288H48zm250.2-143.7c-12.2-12-47-8.7-64.4-6.5-17.2-10.5-28.7-25-36.8-46.3 3.9-16.1 10.1-40.6 5.4-56-4.2-26.2-37.8-23.6-42.6-5.9-4.4 16.1-.4 38.5 7 67.1-10 23.9-24.9 56-35.4 74.4-20 10.3-47 26.2-51 46.2-3.3 15.8 26 55.2 76.1-31.2 22.4-7.4 46.8-16.5 68.4-20.1 18.9 10.2 41 17 55.8 17 25.5 0 28-28.2 17.5-38.7zm-198.1 77.8c5.1-13.7 24.5-29.5 30.4-35-19 30.3-30.4 35.7-30.4 35zm81.6-190.6c7.4 0 6.7 32.1 1.8 40.8-4.4-13.9-4.3-40.8-1.8-40.8zm-24.4 136.6c9.7-16.9 18-37 24.7-54.7 8.3 15.1 18.9 27.2 30.1 35.5-20.8 4.3-38.9 13.1-54.8 19.2zm131.6-5s-5 6-37.3-7.8c35.1-2.6 40.9 5.4 37.3 7.8z\"><\/path><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Download buendel_insurance_contract_oeh_generali_insurance_ag_2014.pdf (173.65 KB)<\/span>\n\t\t\t\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/www.oeh.ac.at\/wp-content\/uploads\/2015\/06\/schadenanzeige_unfall_afb-6b7.pdf\" target=\"_blank\">\n\n\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-far-file-pdf\" viewBox=\"0 0 384 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M369.9 97.9L286 14C277 5 264.8-.1 252.1-.1H48C21.5 0 0 21.5 0 48v416c0 26.5 21.5 48 48 48h288c26.5 0 48-21.5 48-48V131.9c0-12.7-5.1-25-14.1-34zM332.1 128H256V51.9l76.1 76.1zM48 464V48h160v104c0 13.3 10.7 24 24 24h104v288H48zm250.2-143.7c-12.2-12-47-8.7-64.4-6.5-17.2-10.5-28.7-25-36.8-46.3 3.9-16.1 10.1-40.6 5.4-56-4.2-26.2-37.8-23.6-42.6-5.9-4.4 16.1-.4 38.5 7 67.1-10 23.9-24.9 56-35.4 74.4-20 10.3-47 26.2-51 46.2-3.3 15.8 26 55.2 76.1-31.2 22.4-7.4 46.8-16.5 68.4-20.1 18.9 10.2 41 17 55.8 17 25.5 0 28-28.2 17.5-38.7zm-198.1 77.8c5.1-13.7 24.5-29.5 30.4-35-19 30.3-30.4 35.7-30.4 35zm81.6-190.6c7.4 0 6.7 32.1 1.8 40.8-4.4-13.9-4.3-40.8-1.8-40.8zm-24.4 136.6c9.7-16.9 18-37 24.7-54.7 8.3 15.1 18.9 27.2 30.1 35.5-20.8 4.3-38.9 13.1-54.8 19.2zm131.6-5s-5 6-37.3-7.8c35.1-2.6 40.9 5.4 37.3 7.8z\"><\/path><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Download damage_report_accident.pdf (170.13 KB)<\/span>\n\t\t\t\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/www.oeh.ac.at\/wp-content\/uploads\/2015\/06\/schadenanzeige-allgemeine_haftpflicht_afb-994.pdf\" target=\"_blank\">\n\n\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-far-file-pdf\" viewBox=\"0 0 384 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M369.9 97.9L286 14C277 5 264.8-.1 252.1-.1H48C21.5 0 0 21.5 0 48v416c0 26.5 21.5 48 48 48h288c26.5 0 48-21.5 48-48V131.9c0-12.7-5.1-25-14.1-34zM332.1 128H256V51.9l76.1 76.1zM48 464V48h160v104c0 13.3 10.7 24 24 24h104v288H48zm250.2-143.7c-12.2-12-47-8.7-64.4-6.5-17.2-10.5-28.7-25-36.8-46.3 3.9-16.1 10.1-40.6 5.4-56-4.2-26.2-37.8-23.6-42.6-5.9-4.4 16.1-.4 38.5 7 67.1-10 23.9-24.9 56-35.4 74.4-20 10.3-47 26.2-51 46.2-3.3 15.8 26 55.2 76.1-31.2 22.4-7.4 46.8-16.5 68.4-20.1 18.9 10.2 41 17 55.8 17 25.5 0 28-28.2 17.5-38.7zm-198.1 77.8c5.1-13.7 24.5-29.5 30.4-35-19 30.3-30.4 35.7-30.4 35zm81.6-190.6c7.4 0 6.7 32.1 1.8 40.8-4.4-13.9-4.3-40.8-1.8-40.8zm-24.4 136.6c9.7-16.9 18-37 24.7-54.7 8.3 15.1 18.9 27.2 30.1 35.5-20.8 4.3-38.9 13.1-54.8 19.2zm131.6-5s-5 6-37.3-7.8c35.1-2.6 40.9 5.4 37.3 7.8z\"><\/path><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Download notice-of-loss-general_liability.pdf (153.58 KB)<\/span>\n\t\t\t\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t<\/ul>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>Knocked over an expensive measuring device in the university lab? Walked into a glass door at the College of Education? Accidentally destroyed a computer&#8230;<\/p>\n","protected":false},"author":22,"featured_media":6301,"parent":96697,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"footnotes":""},"class_list":["post-96698","page","type-page","status-publish","has-post-thumbnail","hentry"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v25.9 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>\u00d6H Insurance - \u00d6sterreichische Hochsch\u00fcler_innenschaft (\u00d6H)<\/title>\n<meta name=\"description\" content=\"Learn more about insurance benefits, such as accident insurance, liability insurance and legal protection.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.oeh.ac.at\/en\/service\/oeh-insurance\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"\u00d6H Insurance - 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