{"id":96651,"date":"2015-06-06T19:50:06","date_gmt":"2015-06-06T17:50:06","guid":{"rendered":"https:\/\/www.oeh.ac.at\/insurance\/"},"modified":"2023-06-20T16:45:08","modified_gmt":"2023-06-20T16:45:08","slug":"insurance","status":"publish","type":"page","link":"https:\/\/www.oeh.ac.at\/en\/study-2\/insurance\/","title":{"rendered":"Insurance"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-page\" data-elementor-id=\"96651\" class=\"elementor elementor-96651 elementor-6381\" data-elementor-post-type=\"page\">\n\t\t\t\t<div class=\"elementor-element elementor-element-d719531 e-flex e-con-boxed e-con e-parent\" data-id=\"d719531\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-85b4cb0 elementor-widget elementor-widget-text-editor\" data-id=\"85b4cb0\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>There is often the misconception that every student in Austria is automatically covered by health insurance &#8211; but this is NOT the case! If there is no compulsory insurance based on gainful employment above the marginal earnings threshold and the requirements for co-insurance are not (or no longer) met, you are not covered by health insurance. In case of illness, you would have to bear the costs for doctors or hospitalization yourself. Therefore, in such a case, you should take out self-insurance in health insurance.<\/p><p>You can find important information on the topic of &#8220;social security&#8221; in our <a href=\"https:\/\/www.oeh.ac.at\/en\/product\/social-brochures\/\" rel=\"noopener\">social brochure<\/a> and in our brochure <a href=\"https:\/\/www.oeh.ac.at\/en\/product\/study-work-and-social-insurance\/\" rel=\"noopener\">Studying, Working and Social Security<\/a>, which you can download, read or order as a print version in the <a href=\"\/en\/shop\/\" rel=\"noopener\">\u00d6H-Shop.<\/a><\/p><p>If you have further questions, please contact the social department of your university under <a href=\"https:\/\/www.oeh.ac.at\/en\/departments\/department-for-social-policy\/\" rel=\"noopener\">\u00d6H-Sozialreferate vor Ort<\/a> or the social department of the Bundesvertretung der \u00d6sterreichischen Hochsch\u00fcler_innenschaft (\u00d6H) under <a href=\"https:\/\/www.oeh.ac.at\/en\/departments\/department-for-social-policy\/\" rel=\"noopener\">Social Policy<\/a>. You can also find links to application forms for various insurances in the <a href=\"https:\/\/www.oeh.ac.at\/en\/forms\/\" rel=\"noopener\">Forms section of<\/a> the Social Services Department.<\/p><p><strong>\u00d6H Insurance<\/strong><br \/>The <a href=\"https:\/\/www.oeh.ac.at\/en\/study-2\/insurance\/\" target=\"_blank\" rel=\"noopener\">\u00d6H insurance<\/a> is to be distinguished from the health <a href=\"https:\/\/www.oeh.ac.at\/en\/service\/oeh-insurance\/\" target=\"_blank\" rel=\"noopener\">insurance<\/a>. The \u00d6H-Versicherung is NOT a health insurance and therefore never replaces it! As an \u00d6H member, you are insured against accidents and liability with the \u00d6H insurance exclusively within the scope of your studies.<\/p><p style=\"text-align: left;\"><strong>Accident insurance according to ASVG<\/strong><br \/>Students are automatically covered by free statutory accident insurance. The insurance coverage refers to accidents in connection with studies. You can find further information and contact persons on this topic under <a href=\"https:\/\/www.auva.at\/cdscontent\/?contentid=10007.881677&amp;portal=auvaportal\" target=\"_blank\" rel=\"noopener\">Further information on ASVG accident insurance<\/a>.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>There is often the misconception that every student in Austria is automatically covered by health insurance &#8211; but this is NOT the case! If&#8230;<\/p>\n","protected":false},"author":22,"featured_media":66910,"parent":97029,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"footnotes":""},"class_list":["post-96651","page","type-page","status-publish","has-post-thumbnail","hentry"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v25.9 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Insurance - \u00d6sterreichische Hochsch\u00fcler_innenschaft (\u00d6H)<\/title>\n<meta name=\"description\" content=\"Learn everything you need to know about insurance and what it means for you. 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